Tailored lending solutions for every stage of your medical career
At Velox Capital, we provide loans for medical practitioners that support both personal and professional goals. Whether you are buying your first home, launching a clinic, investing in equipment, or refinancing existing debt, we simplify the process and structure finance to match your career and cash flow.
Medical practitioners face unique financial challenges, from training-related debt and billing cycles to high start-up costs and demanding schedules. That is why doctors, dentists, anaesthetists, surgeons, nurses and allied health professionals across Australia rely on Velox Capital for lending advice tailored to their profession.
As your medical practitioner finance broker, we take the time to understand your income model, employment type and future goals. We work with over 40 lenders including banks with specialist healthcare policies, so you can access competitive lending with less complexity and greater confidence.
Why Choose Velox Capital for Medical Practice Finance?
- Tailored Lending Strategies
Every recommendation we make is built around your professional path and lifestyle. Whether you are salaried, a practice owner or working as a contractor, our loans for medical practitioners are designed to deliver value today and adapt with you as your circumstances evolve. - Fast, Personal Service
We know your time is limited. Our process is fast, efficient and managed for you. From application to approval, we handle every step so you can focus on your work while we handle the finance. - Clear Advice and Multiple Options
We act as your medical practitioner finance broker, not a sales agent. That means we present multiple lending options, explain them clearly, and always act in your best interest. - Long-Term Financial Partnership
Our role does not end at settlement. We continue to support your growth and financial success with proactive advice as your goals change over time.
Types of Loans for Medical Practitioners
We offer a wide range of tailored finance options to support medical professionals and practice owners, including:
- Home Loans for Medical Professionals
We help doctors, dentists and allied health professionals secure home loans with high loan-to-value ratios, waived Lenders Mortgage Insurance and flexible approval policies that reflect your earning capacity. - Practice Purchase and Business Loans
Whether you are acquiring a clinic, joining a partnership or launching a private practice, we offer structured loans for medical practitioners that fund goodwill, legal costs, fit-outs, staffing and working capital. - Medical Equipment and Fit-Out Finance
From diagnostic technology to surgical tools and patient care equipment, we help you invest in modern assets without impacting your cash flow. Fit-out loans also cover renovations, compliance upgrades and room expansions. - Refinancing and Restructuring
If your current loan no longer serves you, we help you refinance with better rates, improved structure or equity release. This includes both personal and practice lending. - Working Capital Loans
Our team helps manage short-term gaps in cash flow created by delayed Medicare payments or private billing cycles. These funds can be used for wages, consumables, or urgent operating expenses. - Integrated Personal Finance
Many of our clients use Velox Capital to manage both business and personal lending needs. We can assist with investment property loans, vehicle finance, and tailored wealth-building strategies.
Who We Work With
Velox Capital partners with:
- General Practitioners (GPs)
- Specialist Consultants (e.g. dermatologists, neurologists, cardiologists)
- Surgeons and Anaesthetists
- Dentists and Orthodontists
- Allied Health Providers
- Imaging and Diagnostic Clinics
- Nurses and Nurse Practitioners
What Sets Us Apart
Velox Capital clients value our professionalism, responsiveness and commitment to simplifying complex lending. Here is what makes us different:
We specialise in loans for medical practitioners and understand your profession
We provide personalised service with ongoing support
We access healthcare-specific lending policies
We deliver honest advice and multi-option lending comparisons
We save you time and reduce paperwork
We build relationships that grow with you
Our Process
When you enquire about a finance for medical practitioners, here’s what to expect:
- Initial Consultation
We begin with a discussion to understand your career path, financial goals and preferred timeline. We also review your income, employment type and current financial commitments. - Loan Strategy and Review
We identify suitable options from our lender panel and prepare a shortlist tailored to your needs. Each option is presented clearly, with transparent pros and cons. - Application and Approval
We manage all aspects of the application, handle lender communication and keep you informed throughout the process. Our focus is on efficiency and accuracy. - Settlement and Ongoing Support
We assist with settlement and remain your long-term medical practitioner finance broker. Whether you refinance, expand, or pursue new goals, we are here to support you.
Let's Talk
If you are a healthcare professional seeking tailored lending, speak with one of our specialist medical practitioner finance brokers at Velox Capital. We provide loans for medical practitioners that are smart, flexible and aligned with your success.
Frequently Asked Questions - FAQs
We offer home loans, practice purchase loans, fit-out finance, equipment finance, refinancing, working capital and integrated personal lending solutions.
Yes. We work with a broad range of medical practitioners including nurses and allied health professionals. Many lenders have policies specifically for your sector.
Yes. Many lenders offer waived LMI for eligible medical professionals, even at high loan-to-value ratios. We guide you through these policies and eligibility.
No. At Velox Capital, we coordinate both. We ensure all your loans work together as part of a single financial strategy, from personal to practice-related finance.
Yes. We work with niche lenders who understand medical professionals and offer flexible options. We review your situation and find solutions that others may not consider.