Strategic Private Lending Solutions for Complex or Time-Sensitive Scenarios
At Velox Capital, we understand that not every client fits neatly into a traditional lending box. When mainstream lenders cannot meet your needs due to timing, credit history, security type or loan purpose, private lending can provide a flexible alternative.
We have access to a trusted network of private lenders who offer solutions for clients seeking short to medium-term funding for residential, commercial or business purposes. Whether you are navigating a tight settlement timeline, require funding against non-standard security, or are managing a temporary cash flow challenge, we can structure private lending options to meet your goals without delay.
Unlike many brokers who shy away from private lending due to its complexity, Velox Capital offers clear, strategic advice and full transparency. We assess your circumstances, present viable options, and manage the process end to end to ensure you are protected and supported.
Why Choose Velox Capital
Extensive access to private lenders across Australia
Strategic guidance on whether private lending is suitable for your situation
Strong governance and transparency around terms, costs and risks
Fast response and turnaround when urgency matters
Focus on long-term outcomes, not just short-term funding
Ongoing support to help you transition to mainstream lending when ready
When Private Lending May Be Right for You
- Bridging loans for residential or commercial property settlements
Business loans during growth, acquisition or restructuring phases
Time-sensitive commercial or investment opportunities
Loans secured against non-traditional assets or security
Clients with impaired credit history or unique income structures
Capital raising for short-term development or project funding
What Sets Us Apart
At Velox Capital, we don’t treat private lending as a one-size-fits-all product. We assess your circumstances in detail and structure a funding solution that protects your long-term interests while solving your immediate needs.
We partner with a trusted network of reputable private lenders
We offer full transparency on costs, structures and repayment terms
We act quickly without compromising on due diligence
We structure responsible lending with a clear exit strategy
We stay by your side before, during and after settlement
Our approach is based on trust, clarity and personalised support. You will never feel rushed or unsure. Every recommendation we make is grounded in experience and designed to align with your broader financial strategy.
Our Private Lending Process
When you enquire about private lending, here is what to expect:
Discovery Call – We start by understanding your needs, timelines and financial goals
Feasibility Check – We assess whether private lending is appropriate or if another structure is more suitable
Tailored Proposal – We present clear funding options, including timing, rates and costs
Lender Engagement – We liaise directly with suitable lenders and handle all application requirements
Settlement and Support – We manage the process through to settlement and stay involved for ongoing guidance and refinance planning
Let’s Structure a Smart Lending Strategy
If you need fast, flexible lending and want expert guidance every step of the way, Velox Capital is here to help. Whether you are navigating a short-term challenge or pursuing a time-sensitive opportunity, we will connect you with the right private lender and structure a solution that supports your success.
Contact us to speak to a finance specialist who puts your interests first.
Frequently Asked Questions - FAQs
Private lending refers to loans offered by individuals or non-institutional lenders. It provides fast access to funds and greater flexibility than traditional loans.
Private loans often carry higher rates and fees due to speed and risk. Velox Capital ensures all costs are clearly outlined before you proceed.
Not necessarily. Private lenders often assess the overall strength of the proposal, including the value of the security, the loan term and the exit strategy. This makes private lending more accessible for clients with non-standard income or previous credit events.
Yes. Many of our clients use private lending for business acquisitions, bridging capital, short-term working capital, or to fund opportunities that require quick access to cash. We tailor the structure based on your business goals and repayment timeline.