Velox Capital is your trusted business finance broker, specialising in helping business owners secure the right commercial loan to support every stage of business. Whether you are expanding, upgrading equipment or managing cash flow, we provide commercial finance solutions tailored to your business goals and cash flow needs.

Business owners across Australia choose Velox Capital as their commercial finance broker for personalised, strategic lending that supports both immediate needs and long-term success. Whether you are securing a business loan or expanding operations, we work with you to structure finance that supports both immediate needs and long-term success.

We understand that business owners are time-poor. With the demands of daily operations and limited time to manage finance, you need a partner who makes the process easy. Velox Capital is known for simplifying complex financial decisions and providing clear, honest advice at every step.

Commercial Loan
Why Choose Velox

Why Choose Velox Capital as Your Commercial Finance Broker?

  1. Tailored Lending Strategies
    We don’t offer off-the-shelf solutions. Every recommendation is tailored to your current situation, goals, and cash flow strategy, designed to work today and adapt for the future. We take the time to understand your current situation, business goals and cash flow to deliver commercial finance that makes sense not just for today, but for your long-term business strategy.
  2. Fast and Efficient Process
    As a time-poor businessperson, efficiency matters. We offer a streamlined application process, fast turnaround, and minimal disruption to your schedule. From initial consultation to approval, we manage everything on your behalf to get you funded quickly and smoothly.
  3. Honest Advice, Clear Options
    Our role as your business finance broker is to act in your best interest. We present multiple lending options and explain the pros and cons of each in straightforward language. We don’t use jargon or push a single product. Our goal is to empower you to make informed financial decisions with confidence. While our focus is commercial finance, we also support clients with personal lending, such as home loans, when relevant.
  4. Long-Term Financial Partnership
    Velox Capital builds long-term relationships. Whether you’re applying for your first commercial loan or refinancing for growth, we provide consistent, knowledgeable support. We are more than a business finance broker – we are your business finance partner.

Types of Commercial Finance

Velox Capital offers a wide range of tailored business finance options to support your business goals. As your dedicated commercial finance broker, we compare loan options from over 40 lenders and guide you through every step of the process.

  • Start-Up Loans
    Launching a new business or moving premises? Secure funding for fit-outs, initial operating costs, equipment and marketing. Our commercial loans help you launch with confidence.
  • Business Purchase Finance
    Buying an existing business or joining a partnership? We structure business loans to fund goodwill, legal costs, working capital and more.
  • Equipment Finance
    Stay competitive with the latest technology, vehicles or machinery. Our business finance options ensure your operations remain modern and productive.
  • Working Capital Loans
    Manage fluctuations in cash flow with flexible funding to cover wages, rent, inventory or seasonal shortfalls.
  • Refinancing and Debt Consolidation
    If your existing loan no longer serves your business, we can help you refinance or consolidate for better terms and improved cash flow.

  • Fit-Out and Renovation Loans
    Upgrade your premises, expand your layout, or improve the customer or employee experience. We provide access to commercial funds that support structural or cosmetic improvements.

What Sets Us Apart

Our clients describe us as professional, reliable, and easy to deal with. They consistently say Velox Capital made otherwise overwhelming situations easier to manage. Here is what differentiates us:

  • We simplify complex financial processes

  • We provide personalised, client-focused service

  • We offer fast turnaround times

  • We give honest, transparent advice

  • We solve problems with creative thinking

  • We offer ongoing support, not just one-off transactions

  • We present clear, multi-option lending strategies

We know your time is limited. That’s why businesspeople around Australia turn to Velox Capital for clarity, efficiency, and results.

Our Process

When you enquire about a commercial loan, here’s what to expect:

  1. Initial Consultation
    We take the time to understand your business, financial position, and long-term goals. This helps us recommend right business finance structure. that aligns with both your business and personal objectives as well as your cash flow requirements.
  2. Loan Option Review
    We present a shortlist of customised business loans from our panel of over 40 lenders. Each option is clearly explained, with pros and cons outlined to help you make an informed decision.
  3. Application Support
    We handle the submission, gather required documentation and negotiate with lenders on your behalf.
  4. Funding and Beyond
    Once approved, we assist with settlement and remain your ongoing business finance broker. We stay involved, ready to assist as your needs evolve.
Velox Capital Process for Business Loans

Ready to Grow Your Business?

If you’re seeking capital to start, grow or strengthen your business, Velox Capital is here to help. Our experience in arranging commercial loans gives you a strategic advantage in a competitive environment.

Contact us today to discuss your plans in confidence. Let Velox Capital handle the finance, so you can focus on running and growing your business..

Frequently Asked Questions - FAQs

We offer commercial loans for start-ups, acquisition, fit-out, equipment finance, and working capital. Each loan is tailored to your needs.

Absolutely. We can assess your complete financial picture and help coordinate both business loans and home loans for a streamlined, efficient process.

Our business finance comes with flexible structures, tailored credit assessments, and the ability to align repayments with your business income cycle.