Tailored lending support for dental professionals
At Velox Capital, we specialise in securing home loans for dentists that align with your income structure, long-term goals, and busy schedule. Whether you are buying your first home, upgrading your lifestyle, or growing your investment portfolio, we simplify the process and provide lending strategies that work for today and into the future.
As a dentist, your income potential, job stability, and profession place you in a favourable category with many lenders. However, navigating those benefits and structuring your mortgage correctly requires expert support. That is where we come in.
We understand the unique income structures of dental professionals—whether you are self-employed, contracting, operating your own practice, or salaried through a group. We help you secure a mortgage for dentists that reflects your full earning capacity and takes advantage of exclusive lender offers.
Why Choose Velox Capital for Your Dentist Home Loan
- Tailored Lending Strategies
We do not believe in one-size-fits-all lending. Every recommendation is personalised to your situation, income model, and financial objectives. Whether you are applying for a home loan for dentist professionals or an investment loan, we guide you through lending options that make sense for your goals. - Efficient and Streamlined Process
We know your time is limited. That is why we handle every stage of the process, from lender selection and application through to settlement. Our mortgage specialists ensure your home loan is managed efficiently, with minimal disruption to your schedule. - Higher borrowing capacity
Medical professionals often qualify for enhanced loan limits due to their career trajectory and strong income potential - Specialised Lender Access
Many lenders offer exclusive home loan products for dentists, including waived LMI, lower interest rates, and higher borrowing capacity. We access these offers on your behalf and help position your application for success. - Clear Advice, Ongoing Support
We act in your best interest and explain all options clearly. From selecting the right mortgage for dentists through to reviewing your lending as your career evolves, we remain your long-term finance partner—not just a broker for one transaction.
Who We Help
Our mortgage for dentists services are tailored to:
- First home buyers
- Dentists looking to upgrade their home
- Dental professionals investing in property
- Practice owners seeking to align business and personal finance
- Self-employed dentists with complex income structures
Whether you run a solo practice or a multi-location clinic, our tailored mortgages can help you meet your goals.
What We Offer
- Access to specialist home loans for dentists
- Waived LMI options for high-LVR lending
- Loans structured around self-employed or practice ownership income
- Support with both personal and investment lending
- Transparent advice and lender negotiation
- Flexible options including offset accounts, split loans and redraw
What Sets Us Apart
Dentists across Australia choose Velox Capital not only for results but for the way we work. Here is what sets us apart from other brokers:
- We simplify complex loan structures and lending policies
- We provide personalised, profession-specific support
- We are known for fast turnaround and high approval rates
- We give honest, transparent advice with no surprises
- We think strategically and long-term, not just transactionally
- We present clear, side-by-side options to support informed decisions
- We build ongoing partnerships with our clients as their needs evolve
Our Process
Strategy Session
We take the time to understand your employment type, income flow, and long-term property goals.
Lender and Product Review
We present tailored mortgage for dentists options from our lending panel, explaining differences and benefits clearly.
Application and Submission
We manage documentation, position your application correctly, and liaise with lenders to secure the best terms.
Approval, Settlement and Beyond
We coordinate the final stages and remain available to support your future lending needs, including refinancing or investment.
Let’s Find the Right Loan for You
Whether you are buying your first home or restructuring your lending as your career evolves, Velox Capital is here to help. We are trusted by dental professionals across Australia for home loans that are strategic, transparent and designed to grow with you.
Speak with a broker who understands your profession. Enquire today about securing the right home loan for dentist professionals.
Frequently Asked Questions - FAQs
Yes. Many lenders offer exclusive benefits for dental professionals including higher borrowing limits, reduced interest rates, and waived LMI with smaller deposits.
Absolutely. We work with lenders who understand how to assess practice income, ABN earnings, and trust distributions commonly seen in the dental field.
In many cases, dentists can borrow up to 90 or even 95 percent without paying LMI. We help you access these products and explain the deposit requirements.
Yes. We can assess joint applications and structure the mortgage to reflect your combined financial position while still leveraging your professional benefits.
Yes. We support dentists with a full range of finance services including home loan reviews, refinancing, and tailored investment property lending strategies.