Tailored lending for property investors at every stage of the journey
At Velox Capital, we specialise in strategic investment loan solutions that help you grow your wealth through property. Whether you are purchasing your first investment property, expanding your portfolio, or refinancing to unlock equity, we guide you through the lending process with clarity and confidence.
Clients across Australia rely on Velox Capital to structure the right investment property loan for their financial goals. We offer transparent advice, smart funding strategies, and access to over 40 lenders to ensure your investment finance supports both short-term cash flow and long-term financial outcomes.
Whether you are a seasoned investor or just starting out, we simplify complex lending decisions, minimise delays, and help you move forward with a clear plan.
Why Choose Velox Capital for Investment Loans?
- Tailored Lending Strategies
We take the time to understand your investment goals, financial position, and risk appetite. From cash flow positive strategies to capital growth focused structures, we design the investment finance to align with your personal and portfolio objectives. - Fast and Efficient Process
Speed and certainty matter in competitive markets. We manage the full process from pre-approval to settlement with minimal disruption to your schedule. Our expertise and relationships with over 40 lenders mean faster answers and better options. - Clear Advice, Real Options
We do not push a one size fits all product. We outline a range of investment loan solutions, explain the pros and cons, and ensure you make informed decisions at every step. No jargon. No surprises. Just clarity and confidence. - Long-Term Financial Partnership
Your goals will evolve and so will your lending needs. Velox Capital builds long term relationships with investors, offering proactive reviews, refinance opportunities, and strategic support as your property portfolio grows.
Our Investment Finance Services
At Velox Capital, we offers a wide range of construction loan and development finance solutions for individuals, builders and investors.
First Time Investors
Starting your investment journey We simplify the process and structure your first investment property loan for long term success. We help you navigate tax implications, lender requirements and cash flow planning.
Portfolio Expansion
Adding to your existing portfolio We structure investment finance to maximise borrowing capacity and minimise cross collateralisation. We guide you through equity release, loan splitting and interest only options for improved flexibility.
Refinancing Investment Loans
If your current investment finance no longer suits your strategy, we help you refinance for a better rate, access equity, or consolidate multiple loans. We compare lenders to deliver the most suitable option for your stage of investment.
Interest Only and Fixed vs Variable
We help you determine the right balance between interest only, principal and interest, fixed and variable rates based on your cash flow, tax strategy and risk tolerance.
What Sets Us Apart
Clients describe Velox Capital as proactive, professional, and strategic. Here is what makes us different:
- We simply provide faster loan processes
- We offer honest personalised guidance
- We give you structures that support long term goals
- We deliver clear comparisons and transparent advice
- We work with over 40 lenders
- We provide support beyond the transaction
How Our Investment Loan Process Works
Once approved, we assist with settlement and continue to provide support, reviews, and refinancing opportunities as your investment strategy evolves.When you enquire about construction finance, here is what to expect:
- Initial Consultation
We understand your building plans, costings, financial position and exit strategy. This allows us to recommend the right construction loan structure. - Loan Option Review
We present tailored options from our lending panel. We explain the differences between home construction loans, development loans and owner-builder funding so you can choose with clarity. - Application Support
We manage the submission process, assist with valuations and coordinate lender requirements for progress payment scheduling and drawdowns. - Settlement and Beyond
Once approved, we assist with settlement and continue to provide support, reviews, and refinancing opportunities as your investment strategy evolves.
Ready to Build or Develop?
Velox Capital is here to help you grow your wealth with smart flexible investment loan solutions. Let us handle the finance so you can focus on identifying the right opportunities and achieving your goals.
Contact Velox Capital to discuss your next investment property loan today.
Frequently Asked Questions - FAQs
An investment loan is a general term for finance used to fund assets that generate income, such as shares or property. A property investment loan specifically refers to finance used to purchase or refinance an investment property. At Velox Capital, we help you choose the right structure for your goals and cash flow.
An investment property loan is tailored for individuals buying residential or commercial property to generate rental income or long-term capital growth. The loan is assessed based on your income, equity, and expected rental returns. We help you secure competitive rates and maximise your borrowing capacity.
Yes. Many clients use existing equity in their home as a deposit or security for a property investment loan. We can assess your borrowing power and structure a strategy to unlock equity safely and strategically.
In most cases, yes. Interest paid on an investment property loan is typically tax deductible if the loan is used to purchase or maintain an income-generating property. We recommend speaking with your accountant, and we can ensure your finance structure supports tax efficiency.
Key considerations include the loan structure (interest-only or principal and interest), borrowing capacity, lender policy, and the potential for future purchases. At Velox Capital, we present multiple property investment loan options to align with your strategy, whether you’re buying your first investment or growing a portfolio.