Smarter structures. Lower costs. Improved cash flow.
If your current loan no longer aligns with your goals, it may be time to consider loan refinance options.
Whether you are looking to refinance a business loan or restructure your home loan, Velox Capital helps you secure a better deal that aligns with your financial future.
Our team provides expert support for both personal and business lending clients who want to reduce repayments, improve cash flow, or access equity. With over 40 lenders on our panel, including non-bank and specialist providers, we guide you through your loan refinance options and help you make informed decisions with confidence.
As your Sydney refinance broker, we take a strategic view of your lending and structure tailored solutions to match your unique circumstances. From small business owners to homeowners with growing families, we are here to help you simplify and strengthen your finances.
Why Refinance your Loan with Velox Capital?
- Tailored Loan Structuring
We do not offer generic advice. Every recommendation is built around your current financial position and your long-term goals. Whether it is for refinancing a business loan or a home loan, we provide loan refinance solutions that make financial sense today and tomorrow.
- Fast and Efficient Process
We understand that business owners and homeowners are time-poor. That is why our process is streamlined, responsive and efficient. As your Sydney refinance broker, we handle the process end-to-end, minimising disruption and saving you time.
- Straightforward Advice, Clear Options
As your refinance broker, we act in your best interest. We do not push one-size-fits-all products. Instead, we provide several refinance loan options, explaining the pros and cons of each clearly. Our goal is to help you make decisions with confidence, not confusion. - Long-Term Finance Partner
We are more than a broker. We are your financial partner for the long term. Whether you are refinancing business loans to fund expansion or looking for better home loan terms, we continue to support you as your circumstances evolve.
Types of Refinancing Support
Loan Refinance for Homeowners
Whether your fixed term is expiring or you are looking to reduce repayments, our team can help you refinance loan facilities to better suit your current goals, unlock equity, or restructure for flexibility.
Business Loan Refinancing
If your existing business loan is no longer working for you, we can help you reduce costs, improve cash flow or consolidate debt. We compare options from our panel and handle all lender negotiations on your behalf.
Refinancing and Debt Consolidation
Managing multiple loans or credit facilities? We help you consolidate them into one streamlined loan refinance, simplifying repayments and often reducing interest and fees. Learn more about debt consolidation here.
Equity Release and Restructure
Tap into your home or commercial equity to reinvest, renovate or grow. We help you restructure your lending to unlock value without adding stress to your cash flow.
What Sets Us Apart
Clients describe Velox Capital as professional, proactive and easy to deal with. They trust us to simplify complex processes and to find creative solutions that other brokers may overlook.
- We make complex financial decisions easier to manage
- We offer personalised, client-first service
- We provide fast turnaround times and ongoing support
- We solve problems creatively and strategically
- We present multi-option lending with clear comparisons
- We build long-term partnerships, not just single transactions
Our Loan Refinancing Process
When you enquire about refinancing, here is what to expect:
- Initial Review
We review your current home or business loan structure, repayment terms, cash flow, and long-term goals. This allows us to identify if refinancing will deliver meaningful value. - Loan Option Review
We compare refinance loan options from over 40 lenders. You receive a shortlist with clearly explained pros and cons to help you make an informed decision. - Application and Settlement
We manage the full process including documentation, lender communication, and submission, keeping you updated at every step. - Settlement and Ongoing Support
Once approved, we assist with settlement and remain available to support your evolving finance needs. As your Sydney refinance broker, we are always just a call away.
Ready to Refinance?
If your current lending is holding you back, Velox Capital can help you move forward. Speak to a refinance broker who takes the time to understand your goals and simplify the path to better outcomes.
Enquire today for a no-obligation review with your Sydney refinance broker. Let’s structure a smarter loan refinance that supports your future.
Frequently Asked Questions - FAQs
We support home loans refinancing as well as business loans refinancing, including investment properties, commercial loans, and professional practice finance.
Good times to refinance include when your fixed term is ending, when interest rates drop, or when your circumstances change and you may qualify for better lending terms.
Yes. We help consolidate multiple loans into a single loan refinance, often reducing complexity and total repayments.
Most refinances are completed in two to four weeks. We manage all stages efficiently and keep you informed throughout.
We work with a wide panel of lenders, including those who offer flexible criteria. Many of our clients come to us after being declined elsewhere and successfully refinance loan facilities with our help.