Tailored lending for property investors managing super
At Velox Capital, we help clients secure the right SMSF property loan to grow their wealth through property held within their self-managed super fund. Whether you are using SMSF to buy property for the first time or expanding your portfolio, we simplify the process and structure your loan for compliance, cash flow and long term returns.
Property remains one of the most popular asset classes SMSF property investment solutions that meet all legal and financial requirements.
Whether you are an experienced investor or just starting out, Velox Capital guides you through each step of buying property using SMSF, from borrowing structure and lender selection to settlement and ongoing support.
Using SMSF to buy property is a strategy that can offer tax advantages and greater control over your investments.
When buying property using smsf, it is essential to understand how loan structuring and fund compliance impact your purchase.
Many clients come to us for help with buying property with smsf because they want expert guidance on legal requirements and borrowing limits.
Why Choose Velox Capital for SMSF Property Loans?
- Tailored Lending Strategies
Every SMSF loan is unique. We work with your accountant, fund administrator and legal team to structure lending that meets fund rules, trust deed conditions and borrowing limits. - Experience Across Loan Types
Whether you need a SMSF investment loan for commercial property, are refinancing a previous loan or are reviewing your borrowing capacity, we bring deep experience across Self Managed Super Fund scenarios. - Compliance Focused Process
SMSF lending involves strict compliance and additional documentation. We manage the process from start to finish, ensuring your loan setup meets ATO guidelines and lender criteria. - Long Term Lending Support
We do more than settle loans. Velox Capital supports SMSF trustees with ongoing reviews, refinancing strategies and future investment plans as your super fund evolves - Fast and Efficient Process
Our team manages the full process, from pre approval to settlement, so you can focus on your investment goals. We liaise with your accountant and SMSF administrator to ensure smooth execution. - Honest Advice, Clear Options
We explain the legal and financial implications of investing with SMSF in plain language. We present multiple lender options, compare interest rates and structure your loan for maximum efficiency. - Long-Term SMSF Lending Partner
We are here beyond the loan approval. Whether you are refinancing, restructuring or acquiring your next SMSF asset, Velox Capital provides ongoing advice and access to trusted lender options.
SMSF Property Loan Solutions
SMSF Residential Investment Loans
We help you invest in residential property through your SMSF, including standalone homes, townhouses or off the plan units. We ensure your Self-Managed Super Fund property investment strategy aligns with your fund’s trust deed and long term plan.
SMSF Commercial Property Loans
Looking to buy a commercial premises for your business or investment We help you structure commercial SMSF property loan solutions for offices, warehouses or retail spaces.
Refinancing SMSF Property Loans
Already own property through your SMSF We review your existing loan and recommend refinancing options to improve interest rates, reduce costs or support further acquisitions.
Equity Strategy and Growth Planning
We work with your financial adviser or accountant to ensure your Self-Managed Super Fund property investment is part of a broader retirement and wealth creation strategy. We help you plan for future acquisitions, contributions and repayments.
What Sets Us Apart
- We simplify SMSF lending structures and compliance
- We offer loan strategies tailored to fund rules and investment goals
- We provide access to lenders who specialise in SMSF loans
- We coordinate with your accountant or fund manager
- We offer ongoing support for refinancing and growth strategies
- We compare multiple lender options for better outcomes
Our Finance Process
When you enquire about SMSF property finance, here is what to expect:
- Initial Consultation
We review your SMSF structure, investment strategy and borrowing capacity. This helps us recommend the right SMSF property loan approach for your goals. - Loan Option Review
We compare suitable SMSF loan options from our lender panel and explain repayment terms, interest rates and features in simple terms. - Application Support
We stay with you beyond settlement, offering advice on future investment options, refinancing or additional property acquisitions within your Self Managed Super Fund. - Settlement and Beyond
Once approved, we assist with settlement and remain your dedicated finance partner as your needs evolve.
Ready to Secure a SMSF Property Loan?
Whether you are buying your first property through super or restructuring an existing asset, Velox Capital helps you navigate the process with expert advice and tailored solutions.
Let us manage the complexity so you can focus on growing your SMSF property investment portfolio with confidence.
Frequently Asked Questions - FAQs
A SMSF property loan is used by a self managed super fund to purchase investment property. Unlike standard home loans, smsf loans must comply with strict regulations and are typically structured through a limited recourse borrowing arrangement. Velox Capital helps you structure the loan correctly and ensures it aligns with your SMSF trust deed and strategy.
Yes. Many Australians are using smsf to buy property as part of their retirement strategy. You can purchase residential or commercial investment property through your SMSF as long as it meets the sole purpose test and is not used by a fund member or related party.
When buying property using SMSF, the property must be held in a separate structure such as a bare trust. It must also be purchased at arm’s length and comply with SMSF investment rules. Our team ensures the structure is compliant and supports your long term financial goals.
Buying property with your Self Managed Super Fund can be a smart strategy if you have sufficient superannuation balance and long term investment goals. It allows you to grow wealth in a tax advantaged environment, but it also comes with responsibilities. Velox Capital helps first time SMSF investors navigate the process with clarity.
Yes. If you already have an SMSF property loan, we can review your current structure and lender terms. Refinancing may help reduce interest rates, improve cash flow or support the purchase of additional investment properties within your fund.