Unlock better terms. Increase flexibility. Stay in control.
If your existing Self-Managed Super Fund (SMSF) loan is no longer working for you, it may be time to review and restructure. At Velox Capital, we help clients refinance SMSF loans to reduce costs, access more suitable structures, and ensure their finance aligns with their long-term wealth strategy.
As a specialist SMSF refinance broker, we understand the unique lending requirements of superannuation borrowing. Our experienced team navigates the compliance, lender restrictions, and structuring requirements on your behalf, making the process clear, efficient and hassle-free.
Whether you are an investor looking to optimise your existing SMSF property loan or consolidating multiple arrangements, Velox Capital supports you with a tailored SMSF loan refinance strategy that preserves compliance and strengthens your position.
Why Choose Velox Capital for SMSF Refinance?
- Tailored SMSF Lending Strategies
Every SMSF is different. We take the time to understand your fund’s structure, existing loan terms, and long-term investment goals before recommending options that are fully aligned with your strategy. - Fast and Transparent Process
We simplify what is often seen as a complex process. Our SMSF refinance experts handle all documentation, lender communication and approvals, with clear updates and guidance at every stage. - Honest Advice, Clear Options
As your SMSF finance broker, our role is to act in your best interest. We clearly explain your options, outline the pros and cons, and ensure you make informed decisions without pressure or unnecessary jargon. - Multi-Lender Access
We have access to over 40 lenders, including specialist SMSF loan providers. This gives you greater flexibility and helps you refinance SMSF loan facilities with better rates, terms, or loan features. - Long-Term Financial Partner
We are not just focused on the transaction. Velox Capital builds long-term relationships to support your fund as your investment strategy evolves. Whether you need a refinancing SMSF loan today or support down the track, we remain your ongoing finance partner.
Types of SMSF Refinance Support
SMSF Loan Refinance for Better Rates
We help you refinance SMSF loans to take advantage of improved market rates or better product features, supporting the long-term health of your fund.
Refinancing SMSF Loan Structures
If your existing structure no longer supports your goals, we review it and recommend refinancing options that remain compliant and strategically beneficial.
Consolidation and Restructuring
Some SMSFs hold multiple loans or complex arrangements. We simplify your fund’s position by consolidating into a single, manageable SMSF loan refinance structure.
Equity Release within SMSF
If your SMSF property has increased in value, we help you access available equity through a refinance SMSF loan for further investment within superannuation guidelines.
What Sets Us Apart
Velox Capital is known for making complex financial processes easier to manage. Clients trust us to simplify SMSF lending, provide straightforward advice, and ensure compliance with SMSF borrowing rules at every step.
- We make SMSF refinance lending clear and manageable
- We offer tailored guidance backed by SMSF loan expertise
- We manage the process from review to settlement
- We provide fast turnaround times with full compliance oversight
- We offer multiple SMSF loan refinance options for better outcomes
- We remain available to support your fund beyond the loan transaction
Our SMSF Refinance Process
Initial Consultation
We assess your existing SMSF loan, fund structure, property asset, and long-term strategy to determine whether refinancing is in your best interest.
Loan Option Review
We compare refinance SMSF loan options from our broad lender panel and present clear side-by-side comparisons outlining benefits, risks and structural suitability.
Application and Support
We manage documentation, lender compliance, and all submission details, ensuring the process remains efficient, accurate and stress-free.
Settlement and Ongoing Service
Once approved, we manage settlement and continue to support your SMSF fund’s lending strategy as your investments grow or change.
Let’s Restructure for Long-Term Success
If your Self Managed Super Fund loan is limiting your fund’s potential, now is the time to explore refinancing. As your SMSF refinance broker, Velox Capital will simplify the process, present clearly structured options, and help you move forward with confidence.
Enquire now to review your SMSF loan refinance options and speak with a team who understands superannuation lending.
Frequently Asked Questions - FAQs
Yes. We help clients refinance SMSF loans for better interest rates, improved structures or to access equity. The process must follow SMSF borrowing rules, which we manage on your behalf.
Self Managed Super Fund lending involves strict compliance with superannuation regulations. Our team ensures your SMSF refinance follows all borrowing rules, trust structures and lender policies.
There may be lender exit fees, legal or compliance costs depending on your fund’s structure. We review and outline all expected costs before proceeding with any refinance SMSF loan.
Yes. We regularly support SMSF clients with multiple assets or loan arrangements. We can help consolidate or refinance SMSF loan structures for simplicity and efficiency.
It usually takes three to five weeks, depending on fund structure, lender timelines and documentation. We manage the entire process and keep you informed throughout.