At Velox Capital, we help you prepare for the true cost of purchasing property with our Stamp Duty Calculator. This easy-to-use tool provides an estimate of the government taxes payable when buying property. Whether you are a first-home buyer, upgrading, or investing, the calculator gives you a clear picture of what to expect before settlement.
Quickly estimate stamp duty costs for your property purchase
Helps you budget more effectively beyond your deposit and loan
Provides clarity for comparing properties across different price ranges
Saves time when discussing your purchase with a broker or lender
Reduces stress by showing you what to expect at settlement
Understanding stamp duty is a key step when preparing to buy property. Many buyers focus on deposit and loan repayments without factoring in taxes and fees. A Stamp Duty Calculator highlights this expense early, allowing you to adjust your savings or borrowing strategy accordingly.
At Velox Capital, we recommend using the calculator to get a guide, then working with our brokers to confirm the exact amount for your situation. We ensure you know all the costs involved, so you can move forward with confidence.
The amount of stamp duty you pay depends on several factors, including:
Purchase price – The higher the property value, the higher the duty payable.
Property type – Different rates may apply to residential, investment, or vacant land purchases.
Location – Each state or territory has its own rules and thresholds.
First-home buyer concessions – Many regions offer reduced or waived stamp duty for eligible first-home buyers.
Use of the property – Owner-occupied and investment properties may be assessed differently.
By understanding these factors, you can plan ahead and explore any concessions or exemptions that may apply.
While stamp duty is one of the largest costs, it is not the only one. Other upfront expenses include transfer fees, mortgage registration, legal fees, and inspections. A Stamp Duty Calculator works best when used alongside tools such as a Property Buying Cost Calculator. Together, these give you a full picture of what funds are required before settlement.
Velox Capital helps you bring all of these figures together into a clear plan, so you are never caught off guard.
The Stamp Duty Calculator provides a helpful estimate, but every client’s situation is unique. At Velox Capital, we provide personalised advice that goes beyond the numbers. We explain how stamp duty applies to your purchase, identify possible concessions, and structure your loan to cover all costs effectively.
With our wide lender network and years of experience in residential and investment property finance, we turn calculations into real strategies that support your goals.
Clients choose Velox Capital because we simplify complex processes and provide client-first service. We communicate clearly, respond quickly, and fight for the best outcomes. When it comes to property purchases, we ensure you know every cost in advance and provide tailored options that fit your financial situation.
We are more than brokers — we are finance partners who support you from your first purchase through to future investments.
Use our Stamp Duty Calculator to estimate the tax payable on your property purchase. Once you have a clear idea, speak with our team for tailored lending advice and strategies that take every cost into account.
Velox Capital is your trusted Sydney-based finance partner, simplifying complex processes and helping clients make smarter financial decisions.
A Stamp Duty Calculator estimates the tax charged by state or territory governments when property changes ownership. The amount depends on the purchase price, property type, and location. For many buyers, stamp duty is one of the largest upfront costs in addition to the deposit. By using a calculator, you can plan more accurately and avoid last-minute surprises.
It provides an estimate only. Actual duty payable depends on state regulations and any concessions that apply to your situation.
Yes, the Stamp Duty Calculator factors in basic eligibility, but exact concessions may vary. Our brokers can confirm this for you.
Each state and territory sets its own rules, thresholds, and rates. Velox Capital helps you understand these differences.
Often, yes. Many states charge higher rates for investment properties compared to owner-occupied homes.
In most cases, stamp duty is payable at settlement. Our brokers guide you through the timing and ensure funds are available.
